DISCLOSURES

D&D is a registered investment advisor with the Securities and Exchange Commission and is notice filed in various other states. Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that D&D or any person associated with D&D has achieved a certain level of skill or training.  D&D may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered, notice filed, or where we qualify for an exemption or exclusion from registration requirements. The purpose of this web site is to provide general information on our products and services only and should not be construed as a solicitation to effect, or attempt to effect, either transactions in securities or the rendering of personalized investment advice over the Internet. Any communications with prospective clients residing in states or international jurisdictions where D&D and its advisory affiliates are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.

Information presented herein is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions or opinions reflect the judgment of the authors as of the date of publication and are subject to change. Information on this website does not involve the rendering of personalized investment advice, but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the options presented.

Additional information about Deroy & Devereaux Private Investment Counsel, Inc. is available on the SEC’s website at www.adviserinfo.sec.gov.